Home Depot Take Apple Pay?

Home Depot Take Apple Pay

Home Depot is one of the most famous American home improvement company.

Many people prefer to shop at Home Depot first.

Home Depot Take Apple Pay

Home Depot contains almost everything a homeowner or professional may need, whether a small tool to fix a problem or materials to build a new fire pit.

Many people question if Home Depot accepts Apple Pay when it comes to paying.

Apple Pay, a PayPal competitor, allows customers to pay for goods at various retailers.

Here’s everything you need to know about whether or not Home Depot takes Apple Pay.

Does Home Depot Take Apple Pay? (Updated 2022)

Unfortunately, as of 2022, Home Depot does not accept Apple Pay in-store or online.

It has no intention of doing this in the foreseeable future. Customers must utilize PayPal in-store or shop online to pay with a mobile phone. 

What Payment Methods Does Home Depot Accept?

You may pay for your purchases at Home Depot in various ways. The most common option is to use cash.

Home Depot will accept cash at both in-person and self-checkout counters in their shops.

A personal check is another option for payment. However, you can’t utilize a check to make online purchases.

If you want to pay by personal or business check, you must visit the store and bring your checkbook.

Home Depot also accepts the physical card, such as:

  • Visa
  • MasterCard
  • Discover
  • American Express

These cards are also accepted as debit cards. Home Depot has its own credit card named Home Depot Consumer Credit Card.

You can only use this card in Home Depot shops. You can also get discounts or free items if you spend a particular amount. 

There are different versions of the card available to assist you in discovering the perfect solution for your budget and demands.

The card can be used to make purchases at any Home Depot location.

Home Depot gift cards can also be used to pay for things in the shop. These gift cards can only be used at Home Depot.

They’re useless at any other store. 

Finally, you can pay for your purchases at Home Depot using PayPal.

PayPal offers the PayPal Cash Credit Card, which functions similarly to a debit card.

You deposit funds into your PayPal account using your bank or another credit card.

What Payment Options Do You Have For Home Depot’s Mobile App?

Home Depot’s app, like all others, is designed for convenience rather than utility.

All forms of payment are not available. But you can use your credit cards and Home Depot credit cards with their mobile app.

You’ll also notice a few alternative options to pay when you go to your checkout area after adding your purchases to your cart.

If you want to pay with a credit card or a Home Depot credit card, fill in the required information in the forms.

If you wish to use a gift card, look for the section where you can type in the gift card number.

Sometimes, the tax on your purchases will push your total above the amount covered by the gift card.

You’ll need to make up the difference with a credit card or PayPal in this situation.

You can also pay with PayPal through the mobile app. A PayPal button will appear on the screen.

If you click it, it will take you to a sign-in page. And the financial transaction will be completed automatically.

The app will process your order and send you a receipt and shipment details once you type or click the required information.

If you have a PayPal Cash Credit Card linked to your account, you may be able to choose that instead of another affiliated institution.

You cannot use Apple Pay or Google Pay in their mobile app.

What Payment Options Do You Have For HomeDepot.com?

If you want to shop via the store’s official website, you’ll have access to the same methods of payment as their mobile app.

You can’t pay for your products using cash or a personal cheque, much like the mobile app.

Because there is no method to add a check, and there is no means to transmit cash.

You can follow these steps to make contactless payments on the website:

  • Proceed to the checkout section after adding items to your cart.
  • Select your preferred payment option from the menu.
  • Enter the required information from the card in the case of credit and debit cards, such as the Home Depot Consumer Credit Card, to complete the payment process.

Gift certificates can also be used on their official store’s website. You can even purchase gift cards. 

You can also pay using PayPal on their website.

You’ll see a button similar to the mobile app that allows you to link your PayPal account to the website.

The funds will move from PayPal and pay for your purchases on the Home Depot website as long as you have the funds available or have a bank or credit card account linked to your PayPal.

There is no option to utilize Apple Pay or Google Pay on the website.

Does Home Depot Accept Digital Wallets?

Digital wallets are no longer accepted at Home Depot, where customers used to be able to complete transactions by holding out their phones at NFC terminals.

NFC stands for Near-field communication. It is functioned by picking up signals from the cell phone.

These signals notified the gadget about the account from which the money is withdrawn and how much to withdraw.

The goal of this self-service payment mechanism was to make transactions faster and safer.

It also reduced the number of cashiers required by Home Depot.

Home Depot has moved away from NFC terminals. The option to use digital wallets like Apple Pay and Google Pay has also been lost.

It changed after Home Depot signed a deal with PayPal.

How Do You Use PayPal at Home Depot?

PayPal is a simple and convenient way to purchase items from Home Depot locations and online via their website or mobile app. 

Here is the complete procedure:

  • Go to the self-checkout terminal. 
  • Swipe your PayPal cash card. 
  • Enter your security pin. If the card is not available, you can input the PayPal-linked cellphone number and the pin.

You can also use your PayPal in the cashier’s checkout lane if you’re unsure. Tell the cashier you want to pay with PayPal.

They will ask for your PayPal phone number, and you will need to input the pin yourself.

Can you use the PayPal “Pay In 4” Feature at Home Depot?

One of the best features of PayPal is the “Pay in 4” offer. You can divide a purchase into four installments with this application.

It allows you to pay for more expensive products right away rather than waiting until you have all the necessary finances.

Because Home Deport is a PayPal partner, you might be wondering if they accept the PayPal “Pay in 4” program.

The good news is that they do, but only on a limited number of products.

The following items are available for purchase with PayPal “Pay in 4”:

  • Power tools
  • Household furnishings
  • Outdoor furnishings
  • Homeware
  • Small appliances
  • Plants and garden materials
  • Lighting
  • Some electronics

However, there are a few exceptions. Expensive purchases cannot be made using PayPal’s “Pay in 4” option.

You also won’t be able to purchase heavy appliances or electronics because Home Depot does not want to lose money due to a failure to make installment payments.

These are big-ticket items with high monetary worth. With PayPal’s “Pay in 4,” you risk losing that value. 

What are the Different Home Depot Credit Card Options?

Home Depot offers a number of different credit cards. It could be a new way for Apple Pay users to pay for their goods.

Here are several credit card possibilities from Home Depot.

1. The Home Depot Consumer Credit Card

The Home Depot Consumer Credit Card is one of their most popular credit cards. It has various advantages.

On orders of $299 or more, you can get six months of financing with this credit card. It indicates that you have six months to pay for the item.

During a special sale that they conduct from time to time, you can also get 24 months of financing.

This financing is advantageous since it allows you to spread out the payment of larger goods over a more extended period.

It implies that your monthly payments on the item will be lesser.

One of the advantages of their Consumer credit card is that you can return items for up to a year after purchase which is four times as long as people who don’t have a Consumer card.

The Consumer card’s downside is that you must make monthly payments. At the absolute least, you should spend it on something every month.

2. The Home Depot Project Loan Card

The Project Loan card is the company’s second type of credit card.

This card is for homeowners who are undergoing major renovations or professionals who are doing minor work.

With this card, you can borrow up to $55,000 in purchases for a project. You have six months to pay for your purchases.

However, it does not employ an interest rate. The monthly payments, on the other hand, have a set price.

Because you won’t have to pay interest on top of the materials and tools, you’ll save money in the long run. 

The drawback of this card is that it is based on your credit score.

3. The Home Depot Commercial Account Card

The Home Depot Commercial Account Card is another popular card.

This card aims to make purchasing tools and materials for employees easier for businesses.

It’s designed for a company that wants to allow employees to pay for necessary goods as they work.

You’ll also get a Pro Xtra Membership, with even more perks.

Will Home Depot ever take Apple Pay in the future?

There is a lot of anticipation that Apple Pay will be introduced in Home Depot shops.

Some sources say that Apple Pay has been used in select stores across the United States and Canada.

But the company officials have not stated anything.

Due to its connection with PayPal, Home Depot has not stated if it plans to support Apple Pay in its retail locations in the near future.

Installing Apple Pay at Home Depot would be a huge incentive for Apple since it would become one of the company’s most significant retail partners.

Has Home Depot ever accepted Apple Pay?

Before its arrangement with PayPal, Home Depot reportedly accepted Apple Pay.

Before they were discontinued, customers could use Apple Pay on their iPhones and other Apple devices to make purchases at near-field communication (NFC) terminals.

Are there any other ways I can pay with my iPhone or smartphone at Home Depot?

Home Depot was the first retailer to be listed as a partner with PayPal’s new mobile payment solution.

It was designed to let businesses integrate mobile payment systems at checkout counters.

Users can pay using their credit card or enter their phone number at checkout on a kiosk to have the bill mailed to their carrier’s account bill.

Does Home Depot offer payment plans?

Yes, Home Depot accepts credit card payments and may be able to assist you with your purchase.

Home Depot’s consumer and business credit cards offer six months of 0% financing on $299 or more personal purchases.

You can also use Klarna or Zip’s payment plans if you buy online or through their apps.

With most businesses offering curbside pickup, one method to use a buy now pay now app for an in-store purchase is to make the purchase online and pick it up later.

You can also utilize this method at self-checkout lanes or automated kiosks by simply entering your mobile number and PIN after swiping your PayPal card.

Does Home Depot take Apple Pay [Key Takeaways]

As Home Depot does not accept any mobile payment methods, it does not accept Apple Pay in its local retail stores.

Customers previously utilized Apple Pay successfully; however, it has suddenly been disabled.

It implies sticking to traditional payment methods such as cash, credit, and debit cards.

Customers should plan ahead of time and bring their credit and debit cards, physical store gift cards, Home Depot credit cards, or cash to the checkout to complete their shopping trip.


Apple Pay is not an acceptable payment method at Home Depot because it is a PayPal partner.

Customers can pay using PayPal in-store or online by inputting their mobile number and account PIN.

It’s worth noting that Home Depot has no plans to support Apple Pay in the upcoming future. 

Costco, Safeway, Trader Joe’s, Target, and Ace Hardware are among the retail stores that offer mobile payment systems such as Google Pay, Venmo, and Apple Pay.

Also, read about Does Dollar General Take Apple Pay?, Does CVS Take Apple Pay?  & 8 Practical Tips on How to Pay off Your Student Loans.

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